In the past two decades, we have witnessed the digitization of commerce, communication, and even culture. Now, we are standing at the frontier of a more profound shift—one that challenges the very foundations of how finance is organized. Decentralized Finance, or DeFi, is more than just another technological trend. It is a fundamentally new way of exchanging value, managing assets, and executing contracts, one that operates without the traditional intermediaries of banks, brokers, or government-controlled payment systems.
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