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How will digital money and payments evolve over time? It all depends on whether the regulatory and policy environment remains favorable, which forms of money gain scale, and the technology designs issuers choose, to name just a few potential game changers. But one thing that’s certain, it is going through a fundamental transformation that is very likely to reorder the global financial system eventually.
To help executives and policymakers sort through all the possibilities, the Oliver Wyman Forum has developed four visions of how digital assets could flourish, focused on parts of the ecosystem that have advanced largely undeterred by recent turmoil. Get ready to do some scenario planning.